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Interest rates: The best interest rates are available for customers with good credit.You might see tempting offers in advertisements, but you need to review what the card issuer actually offers you after reviewing your credit.Your credit: Just like with credit cards, new loans cause inquiries which can impact your credit scores—at least in the short-term.Over the long-term, some debt consolidation loans could potentially be better for your credit than balance transfers.With some loans, you’ll see obvious costs like processing or origination fees.With other loans, the costs will be invisible, but they’re built into the interest rate.What’s the difference between those options—and which one is best?
Fees: You might or might not pay any upfront fees for a debt consolidation loans.With a credit card balance transfer, you move debt to a new or existing credit card.
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I learned of the phenomenon of “good enough” marriage, a term social anthropologists use to describe marriages that were less about finding the perfect match than a suitable candidate whom the family approved of for the couple to embark on adulthood And along with the sociologist Eric Klinenberg, co-author of my new book, I conducted focus groups with hundreds of people across the country and around the world, grilling participants on the most intimate details of how they look for love and why they’ve had trouble finding it.… continue reading »
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